XP2 provides a complete payment processing solution to reduce costs for credit/debit card processing, gift/loyalty cards & mobile payment processing. XP2 is a full disclosure processor with NO hidden fees. We have reduced 100% of our merchants’ credit card fee processing costs!
Credit and Debit Cards
Merchants can accept all major credit cards, including Visa, MasterCard, American Express, Discover, Diners Club, and JCB, along with PIN/PIN-less debit card processing. We also provide EBT and fleet cards.
Electronic Check Services (ACH)
ACH allows purchases to be deducted directly from a consumer's bank account electronically using their account and routing number.
POS System Integration
Our free integrated POS payment processing technology enables every type of transaction directly from the POS, including mobile payment processing.
Virtual Terminal provides a convenient solution for businesses to conveniently process any type of payment online, including credit cards, debit cards, checks, recurring payments, purchasing cards and even gift cards.